At Glance
- Convenient 24/7 customer service
- Large global reach
- User-friendly online banking
Overview
Citibank is similar to its competitoCitibank is similar to its competitors in many ways and has slightly below-average fees and interest rates. However, some customers might still find it worthwhile to bank with Citi. One of the unique features to Citibank is its banking packages. The packages offer different interest rates depending on the balance levels and other perks. Furthermore, the packages allow customers to earn “Citi ThankYou Points”. Additionally, there are cash bonuses for first-time customers. However, the requirements for the deposit amount, in order to earn the bonus, is quite high and might not be feasible for regular customers. Another good point about Citibank is its global reach. While most of the branches are located only in the major urban areas, customers will have access to over 65,000 surcharge-free ATMs in the U.S. and thousands more around the world.
Popular Services
| Account Name | Details |
|---|---|
| Access Account | Monthly Fee: $10 Monthly Fee Waiver: 1 direct deposit OR 1 bill payment OR $1,500 combined balance |
| Basic Banking | Monthly Fee: $12 Monthly Fee Waiver: 1 direct deposit OR 1 bill payment OR $1,500 combined balance |
| Citibank Account | Monthly Fee: $25 Monthly Fee Waiver: $10,000 combined balance Checking APY: 0.01% |
| Citibank Savings | APY: 0.04% on all balances Monthly Fee: $4.50 Monthly Fee Waivers: $500 daily minimum OR linked Citibank checking account Minimum to Open: $100 |
